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Mortgage Solana Beach California and surrounding areas Scott Messier.
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Affordability Calculator

Use the calculator below to give you an idea of how much of a mortgage you can afford. However, it is meant to be a guideline, not a rule. We have many programs available that can maximize the amount of a home you can afford.
Desired mortgage amount:
Mortgage length (in years)
Interest %
Annual property tax
Total monthly payments not including mortgage (car, loans, credit cards, etc).
 



Summary
Monthly Principal + Interest
Total Monthly Obligations
Required Salary

Listed below are the basic guidelines of how our industry determines how much of a mortgage payment you qualify for.

 
 
1. Your gross (before taxes) monthly salary should be greater than 28% of the sum of the monthly mortgage and monthly tax payments.
 
2. Your gross (before taxes) monthly salary should be greater than 36% of the sum of the monthly mortgage, monthly tax and other monthly debt payments.
   









Loan Calculators are tools designed to help you. However, I can help you know exactly what you qualify for. Please call me so that I can be of service to you.

800-809-1392


Find a rate, loan type and payment to fit your needs.

Loan Amount
Property Value




MorningStar Capital Corporation
201 Lomas Santa Fe #490
Solana Beach, CA  92075
800-809-1392
California Department of Real Estate License # 01432115
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